Emotional and Financial Pressure of Funeral Fees
Families are increasingly grappling with emotional and financial strain as funeral costs escalate, as highlighted by Quaker Social Action (QSA), a charity dedicated to supporting those experiencing financial hardship while mourning a loved one.
Rising Costs of Funerals
– 20% Increase in Support Calls: QSA has reported a significant 20% rise in inquiries from families needing assistance to navigate funeral expenses.
– Case Study – Sue Paige: Sue Paige, from Tamworth, turned to QSA after the loss of both her parents just six months apart. Dealing with funeral costs compounded her anguish. It was stressful, not just for myself but for my family as well, she shared.
Financial Hardship and Family Stories
– Dave and Pam Brazier: This couple, both suffering from dementia, exhausted their savings on care home expenses. After her father’s passing in August 2024, Sue sought government support for his funeral but was denied because her mother wasn’t receiving pension credit. Ultimately, QSA’s Down to Earth scheme assisted her with £1,370 for a modest funeral.
– Additional Government Aid: Following her mother’s death in February, the family qualified for a government grant, enabling a cremation without a service.
Current Funeral Costs
According to financial services firm SunLife:
– Average Simple Funeral Burial Cost: £4,758
– Average Simple Cremation Cost: £3,518
The Impact of Funeral Costs on Families
– Financial Strain: One in seven families reports financial hardship due to funeral expenses, leading them to cut back on essentials like heating and food.
– Mental Health Effects: Lindsay Mace from QSA emphasizes, Funeral poverty is a significant issue that often flies under the radar. The impact on people’s mental health and ability to grieve can be profound.
Innovative Solutions from Funeral Directors
Recognizing the challenges faced by families, some funeral directors, such as MG Evans and Sons in Tamworth, have tailored their services:
– Direct Cremation: This option involves cremation without a formal service, with ashes returned to the family.
– Attended Direct Cremation: Families can opt for an attended cremation, allowing them to spend a brief time with their loved ones in a chapel, reducing overall costs.
Conclusion
The emotional and financial pressure of funeral fees can be overwhelming for families during mourning. As costs continue to rise, seeking support from charities like QSA and exploring alternative funeral services can provide much-needed relief during these challenging times. It’s essential to address funeral poverty, recognizing its profound impact on mental health and the grieving process.