Calculators

 

 

Note : Analysis above is indicative and not exhaustive. It may be not considering country specific law, taxes, market conditions. Consult your Financial Advisor for exact Analysis. Globalfinserve.com takes no responsibility of any error or omission.

Empower Your Finances with Precision Tools

Global Finserve offers a suite of powerful financial calculators designed to simplify complex money decisions. Whether you’re planning a home loan, investing in mutual funds, or weighing homeownership against renting, these tools provide instant, reliable insights. Built for accuracy, they help users across India and beyond make informed choices without needing expert advice upfront.

Start with the EMI Calculator to determine monthly payments on loans like car or personal finance. Input principal, interest rate, and tenure for a breakdown that reveals total interest paid and affordability. This tool uses standard formulas, ensuring results align with real-world scenarios from providers like Bajaj Finserv.

Master Loan Repayments via EMI Calculator

The EMI (Equated Monthly Installment) Calculator stands as a cornerstone for borrowers. Enter your loan amount, annual interest rate (typically 7-15% for personal loans), and repayment period in months. It computes the fixed monthly outflow using the formula: EMI = [P × R × (1+R)^N] / [(1+R)^(N-1)], where P is principal, R is monthly rate, and N is tenure.

Key Benefits:

• Instant affordability checks.
• Compares multiple loan tenures side-by-side.
• Supports variable rates for flexible planning.

 

Plan Wealth Growth with SIP Calculator

The Goal-based SIP (Systematic Investment Plan) Calculator targets investors eyeing mutual funds. Specify your target corpus (e.g., ₹50 lakhs for retirement), expected annual return (8-12% historically for equity funds), and monthly investment amount. It projects timelines using compound growth principles, factoring rupee cost averaging to mitigate market volatility.

Investment Insights:

• Visual growth charts over time.
• Adjusts for inflation (5-7%).
• Compares equity vs debt funds.

 

Buy vs Rent: Smart Decision Maker

The Buy vs Rent Calculator compares long-term costs of owning versus leasing property. Enter purchase price (₹50 lakhs), down payment (20%), loan rate (8.5%), rent (₹30,000/month), maintenance (2% of value), and horizon (10 years). It factors taxes, appreciation (5%), and rent hikes (5%).

Results often favor buying in growing cities like Mumbai, where equity builds wealth. For a ₹60 lakh flat, net cost might be ₹65 lakhs versus ₹48 lakhs renting—but ownership adds asset value. Ideal for millennials debating amid rising urban rents.

Decision Factors:

• Tax deductions on home loans (Sec 80C).
• Property appreciation vs rent escalation.
• Opportunity cost of down payment.

 

Disclaimer and Next Steps

Analysis is indicative, ignoring taxes, laws, or market shifts—consult advisors for personalized advice. Global Finserve disclaims errors; tools aid planning only. Explore these calculators today to transform abstract finances into actionable plans. Bookmark for ongoing use and share insights with family. Future updates may add retirement or insurance tools, enhancing your financial toolkit.​